Maryland Health Connection, Did you learn about the new health insurance program coming to your state during the recent open enrollment? Did you have any idea how important it would be for you and your family? The Affordable Care Act made changes to healthcare coverage across the country by creating online marketplaces.
These marketplaces, called Health Insurance Marketplaces, are known as “exchanges” which help people find affordable healthcare insurance plans. In each state that has created its own exchange, there is also a State Based Marketplace. We’ll explain why in this blog post.
Read on to learn more about how these programs can impact your everyday life and what they mean for your future as a resident of Maryland.
What is Maryland Health Connection?
If you have health insurance through an employer or government program, you will use the same process to sign up for coverage. If you do not have coverage, or your coverage does not meet the minimum requirements under the new law, you will use the online marketplace to explore your options.
The marketplace will allow you to find out what programs are available to you based on your specific situation. Maryland Health Connection will allow you to choose from various health insurance plans that have been approved by the state.
Health insurance plans must meet certain standards in order to be available through the exchange. Plans offered through the exchange must cover a certain percentage of costs associated with healthcare services.
Why Is Maryland Health Connection Important?
Depending on the type of insurance you currently have, you may be able to sign up during the open enrollment period. Insurance is important for all of us, but it is especially relevant for people with preexisting conditions.
If you have a preexisting condition, you may not be able to get health insurance at any price. If you do not have health insurance, you may be at risk for paying higher taxes. Health insurance companies make money by assessing monthly premiums and then paying out a percentage of costs. They are in the business of making a profit.
If you do not have health insurance, then you are responsible for the full amount of your medical bills. If you don’t pay your bills, the debt can be sent to collections and impact your credit. You may also be responsible for paying a tax penalty.
How Does Maryland Health Connection Help You?
Maryland Health Connection will help you find insurance plans that meet your specific needs. You’ll be able to search through the marketplace to find coverage that is the best fit for you and your family.
You may be eligible for tax credits or subsidies to help you pay for insurance coverage. Depending on your income and other factors, you may be able to get help paying for your insurance premiums. Health insurance plans offered through the exchange are required to charge the same amount for people with preexisting conditions as they do for people without them.
How Will Maryland Health Connection Help Your Community?
Health insurance exchanges help with more than just personal health coverage. Health insurance exchanges also help with coverage for people with pre-existing conditions.
If you have a pre-existing condition, you may have previously been denied health insurance or had to pay very high premiums. If you have a pre-existing condition, the health insurance exchange will allow you to find coverage so you can be insured.
In many cases, Maryland Health Connection will cover treatment related to your pre-existing condition. If you can get health insurance, you will have a lot less to worry about in terms of medical bills.
Who Can Use Maryland Health Connection?
Maryland Health Connection is designed to help people who don’t have health insurance or who need to get new insurance because of a change in their lives, such as a job loss or a marriage.
You can use Maryland Health Connection if you are a Maryland resident, regardless of your immigration status. If you are not a Maryland resident, you may be able to use the health exchange in your home state.
How to Use Maryland Health Connection?
Maryland Health Connection will open on November 1, 2018, and run through December 15, 2018. If you are uninsured and want to sign up for healthcare, you will be able to do so during the open enrollment period.
You can go to healthcare.gov to explore your options and sign up for the Baltimore Maryland Health Connection. Explore the website and find information about the plans available in your area. You can also get in touch with a representative by calling 1-800-318-2596.
Maryland Health Connection is a state-based health insurance exchange that was created as a result of the Affordable Care Act. Maryland Health Connection provides residents of Maryland with an online marketplace where they can compare health insurance plans, select a plan and apply for financial assistance, if eligible. If you don’t have health insurance, or your coverage doesn’t meet the minimum requirements under the new law, you’ll want to use the exchange to find a plan that works for you.
Maryland Health Connection